GUARANTOR SERVICE Ireland

Do you Need an Irish Rent Guarantor?

One of the biggest problems tenants face when renting a property is not having an Irish guarantor. This is a huge worry if you are not able to pay 6-12 months in advance to secure your property. Even if you do pay in advance, you may still need an Irish guarantor. Whether you’re a or student or working professional, Housing Hand can be your guarantor so that you can pay your rent monthly. Our application process is simple. International tenants have to provide an Irish guarantor for their rent. International tenants who are unable to provide a qualifying rent guarantor are required by the letting agent / landlord to pay 6 to 12 months of the rent up front, in order to secure the property.

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Why do you need an Irish Rent Guarantor?

If you can’t provide a qualifying rent guarantor you may be asked to pay up to twelve months rent upfront. This can leave less bargaining power if something goes wrong in your accommodation. Housing Hand can be your guarantor leaving you to sit back, relax, and pay your rent monthly.

Guarantor Service Application

Finding out if you’re eligible for our Irish guarantor service is fast and easy. If eligible you will receive a Guarantor Certificate which you can use today to help you find and secure a property. Got a question? Try our new Chat Bot or check out our Frequently Asked Questions (FAQs).

 

HOW THE GUARANTOR SERVICE WORKS

Apply in Minutes

Complete a free, no obligation online application form, whether you’re a Student or Working Professional.

Find a Property

We’ll check that your accommodation provider is happy to proceed.

Get A Quote

A free, quick and easy process that takes no time at all. Find out if you are eligible and get your own quote based on your details in minutes.

Pay Your Fee

Working Professionals who require an Irish Guarantor can choose to pay the Irish Guarantor fee in one payment OR split the fee across up to 8 months. You can do this either online via your login or over the phone.

You and your cosigner sign our contract

We email your contract to sign online, this is then automatically forwarded to your co-signer to sign online and then Housing Hand sign as well. Then we sort the rest with your accommodation provider, signing their guarantor form.

Relax

You’re covered and you can start thinking about decoration!

What are the requirements to get a Irish GUARANTOR?

If you are an International Student, you will be asked to provide:

  • Proof of study in the Republic of Ireland
  • A photo ID
  • A cosigner’s details and documents

Proof of study can be any correspondence with your university such as an acceptance letter from or a student ID card. 

If you are an International Working Professional, you will be asked to provide:

  • Proof of income over 1.5x your share of the monthly rent
  • A photo ID
  • A cosigner’s details and documents

For working professionals, proof of income can be 3 months worth of bank statements or a monthly payslip. We can also accept four weekly payslips and if you have not started work yet, we can also accept a copy of your working contract. For example, if the monthly rent was €500, we would require the applicant to provide a payslip showing they earn at least €750 a month.

Unfortunately, we cannot currently accept Irish nationals as tenants. 

What is a co-signer?

A co-signer is a second point of contact for Housing Hand. They cannot be a student or be moving into the same property as the applicant signing the Housing Hand guarantor agreement. They are jointly liable for repaying Housing Hand should you default on your rent. In the instance you failed to pay your rent, we would attempt to contact you and arrange a suitable repayment plan. If we are unable to do so, or should the agreement be broken, your co-signer would then be contacted to pay what you owe. We do not conduct a credit check or require your co-signer to be an Irish homeowner or resident. Please note, on joint and several contracts, you and your cosigner are required to repay Housing Hand for housemates nonpayments that have have been made on your behalf.

What does a Cosigner need to supply?

 For an Irish co-signer: Photographic ID (Passport, driver’s licence or national identification card) Proof of residential address (utility bill or bank statement showing name and address less than 3 months old).

For an international co-signer: Photographic ID (Passport, driver’s licence or national identification card) Proof of residential address (utility bill or bank statement with name and address less than 3 months old).

How much does the Irish Rent Guarantor Service cost?

Housing Hand charges a one off fee paid at the start of your tenancy. Prices start from just €50 over 8 instalments or a single upfront payment of €350 for up to 12 months cover. The exact fee depends on several factors including your rent amount; you can get a free, no obligation quote by making an application! 

Irish Guarantor Service Reviews